Here are the notes of a class I taught today.
More detail is found within the blog.
Saving & Investing
1) Emergency Savings – 3 to 9 months of monthly costs.
Avoid credit card debt and using retirement account.
Reduce stress with job loss, car accident, and natural disaster.
2) Retirement Account - matching.
• 401k, TSP, 403b, Roth IRA
"By periodically investing in an index fund, the know-nothing investor can actually outperform most investment professionals." ~Warren Buffett
The miracle of Compounding Interest:
3) Education - the fun way!
iTunes - Podcasts
• Dave Ramsey - Basics
• Ric Edelman - Advanced
Expert Opinion – Great Articles
4) Take Action!
If you know you are going to have 7 years of plenty what decisions will you make before the 7 years of famine?
Dave Ramsey classes taught to 60% of high school students in Utah, sponsored by Zions Bank.