tag:blogger.com,1999:blog-581894344490341396.post2233339549800745320..comments2023-08-06T05:30:13.769-07:00Comments on Inve$tment Club: Lets Get Budgeting!Craig Fieldhttp://www.blogger.com/profile/01387857471751827365noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-581894344490341396.post-71496131572164876042007-12-13T16:49:00.000-08:002007-12-13T16:49:00.000-08:00You should also check if your employer offers a Ro...You should also check if your employer offers a Roth 401k - same limits as a regular 401k ($15,500 for 2007) but similar tax advantages as a Roth IRA.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-581894344490341396.post-16025388911315436712007-04-09T06:12:00.000-07:002007-04-09T06:12:00.000-07:00I grew up in a household where my parents preached...I grew up in a household where my parents preached against debt so I assumed that always getting by without credit cards/loans was ideal. Not so. Having no credit record can be almost as bad as having bad credit. I had never owed $ to anyone in my life when I graduated college and applied for a credit card. I was shocked when I was turned down for not having a credit history.<BR/>My advice? Get a credit card or a loan. Be prudent in the amount of debt you take on, cautious in the borrowing rate you assume and diligent in paying off debt monthly.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-581894344490341396.post-88398128890042023702007-04-06T16:35:00.000-07:002007-04-06T16:35:00.000-07:00It should be noted that http://www.annualcreditrep...It should be noted that http://www.annualcreditreport.com allows you to get one free credit report every 12 months from EACH of the three major credit unions (so a total of three credit reports), if you try to get a credit report from this site from the same credit union twice during a twelve month period, the second time will cost you.<BR/><BR/>A good site to compare high interest savings accounts as well loan interest rates etc. is http://www.bankrate.comlayjenthttps://www.blogger.com/profile/01349361867022782834noreply@blogger.com